Comprehensive Wealth Management for Every Life Stage
From your first SIP to a ₹1 Cr AIF — end-to-end wealth advisory.
From your first ₹500 SIP to a ₹1 crore AIF portfolio — Singhal Consultancy Services provides end-to-end wealth advisory backed by 27 years of CA expertise and CFP-certified financial planning.
Portfolio Snapshot
Balanced
Portfolio
Goal-based planning
Tax-efficient allocation
Risk-adjusted returns
₹40 Cr+
Assets Managed
300+
Client Families
27 Yrs
Advisory Heritage
8
Specialists
₹40 Cr+
Assets Managed
300+
Client Families
27 Yrs
Advisory Heritage
8
Specialists
Six Specialist Service Areas
Every wealth need, handled by certified experts under one roof.
Mutual Funds & SIP
The cornerstone of wealth creation. We select from 40+ AMCs and automate disciplined SIP investing aligned to your goals.
- SIP automation & step-up planning
- Fund selection across equity, debt, hybrid
- Portfolio review & rebalancing
Equity & Debt Funds
Not all equity funds are alike — not all debt funds are safe. We match you to the right fund categories based on your risk profile and horizon.
- Large-cap, mid-cap, flexi-cap equity funds
- Liquid, ultra-short, corporate debt funds
- Balanced Advantage Fund allocation
AIF, PMS & SIF
When your portfolio outgrows mutual funds. Access private equity, hedge strategies, and personalised portfolio management.
- AIF Category 1, 2 & 3 (₹1 Cr min)
- Portfolio Management Services (₹50L min)
- Specialised Investment Funds (₹10L min)
Bonds & Fixed Income
Capital preservation with superior returns. 54EC bonds for real estate exit, AAA corporate bonds for stable income.
- Section 54EC bonds — save 100% LTCG tax
- AAA-rated corporate bonds (7–9% returns)
- Bond laddering for predictable income
Financial Planning
A written financial plan linking every rupee to a goal — retirement, education, home purchase, or legacy creation.
- Retirement corpus & SWP planning
- Child education (10-18 yr horizon)
- CFP-certified annual reviews
Tax & Advisory
Most advisors focus on returns. We focus on after-tax returns — backed by Dinesh Singhal's 27-year CA practice.
- ELSS for Section 80C (save ₹46,800/yr)
- LTCG harvesting & tax-loss strategies
- CA + CFP combined under one roof
How We Think About Wealth
Goal-First Investing
Every investment is tied to a specific goal with a timeline and target corpus. No aimless stock-picking.
Risk-Matched Allocation
We profile your risk tolerance scientifically. Conservative investors never hold aggressive funds by accident.
Tax-Efficient Structuring
CA-backed planning ensures your investments minimize tax leakage — ELSS, harvesting, indexation.
Annual Review Discipline
Markets change. Life changes. We review every portfolio annually and adjust proactively.
Your Wealth Advisory Journey
Risk Discovery
45-minute consultation. We understand your goals, income, existing investments, and risk tolerance.
Gap Analysis
We calculate the exact monthly SIP required for each goal. You see the numbers clearly.
Plan Design
A written financial plan: asset allocation, fund list, insurance needs, tax optimisation steps.
Execution
SIPs set up, lumpsum invested, NPS/ELSS activated — all in one meeting.
Annual Review
Every year we review progress, step up SIPs, rebalance, and harvest tax losses before March 31.
Wealth Management FAQs
Common questions about our wealth advisory services.
For mutual funds and SIP, you can start with as little as ₹500/month. For AIF, the SEBI minimum is ₹1 crore. For PMS, ₹50 lakh. For SIF, ₹10 lakh. There is no minimum for financial planning consultations.
We operate as an AMFI-registered Mutual Fund Distributor (MFD). For mutual funds, we earn distribution commissions from AMCs — there is no separate fee for clients. For AIF and PMS, fees are disclosed at onboarding. Financial planning consultations are complimentary for new clients.
Every portfolio gets a formal annual review — typically in March/April after tax year-end. We also reach out proactively if markets move significantly or if a life event (salary change, marriage, child birth) warrants a rebalance.
Mutual funds are SEBI-regulated, pooled vehicles available to all investors with no minimum. AIFs are for accredited investors only (min ₹1 Cr), invest in private markets, and are illiquid for 3–7 years. AIFs offer access to private equity, real estate, and hedge strategies unavailable in mutual funds.
Yes. We do a full portfolio audit first — identifying overlapping funds, underperforming holdings, and tax-loss opportunities. We then recommend a transition plan that minimises exit load and tax impact.
Comprehensive Wealth Advisory, Tailored to You
From your first ₹500 SIP to a ₹1 crore AIF portfolio — get a personalised wealth plan built by CFP Manan Singhal, backed by 27 years of CA expertise.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.