Protect Everything You Own. Beyond Life & Health.
Travel, home, marine, and business asset insurance — all covered.
Travel, home, business assets, cargo, and liability — the risks most people ignore until it's too late. We identify the gaps in your protection and fill them cost-effectively.
Assets We Protect
Comprehensive non-life protection
IRDAI Registered
All Asset Types
₹500
Travel Cover
30+
Insurer Partners
6 Types
Products Covered
Annual
Marine Cover
₹500
Travel Cover from
30+
Insurer Partners
6 Types
Products Covered
Annual
Marine Cover Available
Six Categories of General Insurance
Travel Insurance
Domestic and international. Trip cancellation, medical emergencies abroad, baggage loss, and passport loss. From ₹500 per trip.
Home Insurance
Structure and contents cover against fire, earthquake, flood, theft, and burglary. Critical for homeowners and tenants alike.
Marine Cargo
Goods in transit by sea, air, or road. Per-trip or annual open cover for importers, exporters, and distributors.
Fire & Special Perils
SFSP policy for factories, warehouses, and commercial properties. Covers fire, lightning, explosion, flood, and 10+ perils.
Commercial Liability
General liability and product liability for businesses. Protects against third-party claims for injury or property damage.
Other General Products
Burglary, engineering, contractor's all risk, money insurance, and fidelity guarantee — structured for specific business needs.
If You Own It, Insure It
Frequent Travellers
One trip without cover is all it takes — a medical emergency abroad without insurance can cost more than the trip itself.
Homeowners & Tenants
Your home is your largest asset. Flood, fire, or earthquake damage without insurance means rebuilding from your own savings.
Businesses with Physical Assets
Factories, warehouses, retail stores — everything you've built is exposed without fire, burglary, and liability cover.
We Identify Gaps You Haven't Thought Of
Risk Audit
We map your assets — property, travel patterns, business operations — and identify uninsured exposures.
Product Matching
We match the right general insurance product to each risk category, avoiding over-insurance and under-insurance.
Policy Placement
We place the policy with the right insurer based on claim experience, service quality, and premium.
Claims Assistance
Fire, theft, travel emergency, cargo loss — we stand with you through every claim, not just at policy issuance.
General Insurance — Your Questions Answered
Travel, home, marine, and business insurance explained.
No, home insurance is not legally mandatory in India — unlike motor insurance. However, it's strongly advisable. A standard home structure policy costs as little as ₹2,000–₹5,000 per year and covers damage from fire, earthquake, flood, storm, and structural collapse. Contents insurance is separate and covers theft, burglary, and accidental damage to belongings.
A good travel insurance policy covers: trip cancellation (if you can't travel due to illness, emergency, or visa rejection), medical emergencies abroad (hospitalisation can cost ₹5–₹20 lakh in the US or Europe), lost baggage, flight delays, loss of passport, and emergency evacuation. For an international trip, premiums start as low as ₹500 for a week-long cover.
Marine cargo insurance covers goods in transit — by sea, air, or road — against loss, damage, theft, or non-delivery. Importers, exporters, manufacturers, and distributors who ship goods domestically or internationally need this cover. A single lost shipment can cost lakhs. Marine policies are available per-trip or on an annual open cover for regular shippers.
A Standard Fire and Special Perils (SFSP) policy covers buildings and contents against: fire, lightning, explosion, aircraft damage, riot and strike, storm, flood, earthquake, landslide, missile testing, and bush fire. It does not cover damage from wear and tear, terrorism (covered separately), or inherent defects. Critical for factories, warehouses, and commercial properties.
Yes. Commercial General Liability (CGL) insurance protects your business from third-party claims for bodily injury or property damage arising from your products, services, or operations. It's essential for businesses that interact with customers on-premises or deliver goods and services. Premiums depend on your business type, turnover, and coverage limits.
Protect Your Assets — Home, Travel & More
Travel insurance, home insurance, property and fire coverage. 30+ insurer options. Fully digital claims support from our team.
Insurance is a subject matter of solicitation. IRDAI Registered Insurance Advisor.