A Financial Plan Built Around Your Life Goals
CFP-certified plans for retirement, education, and wealth creation.
Retirement, your child's education, a new home — every goal needs a number, a timeline, and a plan. Manan Singhal (CFP) designs personalised plans that put every investment to purposeful work.
Planning Goals
CFP-certified holistic planning
CFP Certified
Goal-Based Planning
Goal-based
Planning Approach
5+ Yrs
Typical Planning
₹40 Cr+
Wealth Managed
300+
Plans Created
Goal-based
Planning Approach
5+ Yrs
Typical Planning Horizon
₹40 Cr+
Wealth Managed
300+
Plans Created
We Plan for Every Financial Milestone
Retirement
20-30 yr horizonBuild a corpus that replaces your salary for 25+ years, inflation-adjusted, with a structured SWP to draw monthly income post-retirement.
Child Education
10-18 yr horizonPlan for college, post-grad, or study abroad. We calculate future cost with education inflation (10-12%) and build a dedicated goal-based SIP.
Home Purchase
3-7 yr horizonSystematic saving for down payment (typically 20%) across debt and hybrid funds — capital-safe with modest growth.
Wealth Creation
Long-termNo specific goal — just growing wealth faster than inflation. We build an equity-heavy portfolio designed for long-term compounding.
Our Financial Planning Framework
Goal Discovery
We map every goal — retirement age, child's study plan, dream home, legacy — into a clear financial picture.
Gap Analysis
Current savings vs what's needed. We show you the exact monthly investment required for each goal.
Plan Design
A written financial plan: asset allocation, fund selection, insurance cover needed, tax efficiency.
Execution
SIPs, lumpsum investments, NPS contributions — all set up in a single meeting.
Annual Review
Life changes, markets move. Every year we review progress, adjust for salary changes, and step up SIPs.
CFP-Certified Planning You Can Trust
Manan Singhal holds the CFP (Certified Financial Planner) designation — a globally recognised qualification that certifies competency in financial planning, investment management, tax, and retirement planning.
CFP
Certified Financial Planner
NISM
NISM Certified Distributor
AMFI
Registered MFD — ARN-317282
Financial Planning FAQs
Buying a fund is a transaction. Financial planning is a strategy — it starts with your goals, calculates exactly how much to invest, selects the right instruments, and reviews progress annually. It ensures your investments are purposeful, not random.
SWP lets you withdraw a fixed amount monthly from your mutual fund corpus — like a salary in retirement. Unlike dividends, SWP gives you control over the amount and timing, and is more tax-efficient for retirees.
We use a 6% general inflation rate and 10-12% for education inflation. All projections are in future value — so you see exactly what your lifestyle will cost at age 60, not today's cost.
NPS offers additional 80CCD(1B) deduction of ₹50,000 over the 80C limit, plus reasonable long-term returns. However, 40% annuitisation at retirement is mandatory. We factor NPS into your overall plan alongside mutual funds.
A Written Plan for Every Rupee You Earn
Retirement, education, home, legacy — every goal mapped to a specific SIP amount and timeline. CFP-certified, reviewed annually.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.